Total Payment Solutions brings proven payment processing expertise to Virginia businesses. From Virginia Beach to Richmond to the Northern Virginia corridor — we help VA merchants eliminate credit card fees and run payment operations that actually work.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Free · No contracts · No pressure
Trusted payment processing for Virginia businesses of every size.
Virginia is one of the most economically diverse states on the East Coast — from the military and tourism economy of Hampton Roads to the tech corridor of Northern Virginia, from Richmond's retail and dining scene to the outdoor and agricultural businesses throughout the Shenandoah Valley. Total Payment Solutions brings tailored merchant services to Virginia businesses across all of these markets.
Our cash discount program has been a game-changer for Virginia merchants, particularly in high-volume environments like convenience stores, tobacco shops, gas stations, and restaurants. By passing the processing fee to card-using customers (with full signage and compliance), Virginia business owners keep more of every sale. We handle all the setup, training, and ongoing compliance support.
Virginia businesses that use Clover POS systems through Total Payment Solutions benefit from our direct Clover partnership — including better pricing, faster setup, and local support that national dealers can't match. Whether you need a single station or a multi-location setup, we configure and deploy systems that work for your Virginia operation from day one.
When something goes wrong with your payment system, every minute matters. Our 24/7 support means a real person answers your call — not an automated system. We know Virginia markets, Virginia regulations, and Virginia merchants. That's the difference between a vendor and a partner.
Serving Since
Merchants Served
Local Support
Guarantee
From Hampton Roads to the DC suburbs, we're here for Virginia businesses.
VA's largest city — tourism, hospitality, retail, and restaurant-heavy market.
Serving NowThe state capital — diverse economy with strong retail, dining, and service sectors.
Serving NowMajor military and port city with a busy retail and entertainment district.
Serving NowOne of VA's fastest-growing cities with strong suburban retail and service businesses.
Serving NowNorthern Virginia powerhouse — federal, tech, and high-volume retail market.
Serving NowWestern VA hub with a growing retail, healthcare, and hospitality market.
Serving NowEverything you need to accept payments and run smoother operations in Virginia.
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our fully compliant cash discount program — legal in all 50 states.
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — guaranteed in writing.
Modern POS hardware and software. Inventory, employee management, and customer analytics built in as an authorized Clover partner.
Accept payments anywhere in Virginia. Ideal for events, food trucks, outdoor markets, contractors, and seasonal businesses.
Standalone ATM machines for your Virginia location. Generate recurring revenue while improving customer convenience.
Sell online with secure payment gateways. Integrates with Shopify, WooCommerce, and all major e-commerce platforms.
Regional expertise and personal service beats national processors every time.
Approved in 24–48 Hours
Fast approvals for Virginia merchants — no bureaucratic delays.
Dedicated Account Rep
One consistent contact who knows your business inside and out.
24/7 Real Person Support
No bots, no scripts, no overseas call centers. Real help, fast.
$100/Mo Rate Guarantee
Written guarantee. No rate creep, no surprise fees. Ever.
No Long-Term Contracts
Month-to-month. We earn your business every month.
5–7 Day Approval Wait
Generic processes that ignore local market context.
Rotating Generic Reps
A different person every time, starting from zero each call.
Overseas Call Centers
Long hold times, no local knowledge, scripted responses.
Hidden Fees & Rate Hikes
Rates quietly increase. PCI fees, statement fees, batch fees.
Multi-Year Lock-In
Trapped for 3–5 years with steep early termination fees.
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Fill out the form and we'll contact you within 1 business day with a personalized analysis tailored to your Virginia business.
