Eliminate Up to 100% of Your Credit Card Processing Fees
Free terminal. Zero monthly processing fees. Local support across NC, SC & VA. We set everything up — you don't have to do a thing.
We guarantee your monthly bill will be $100 or less.
Serving convenience stores, tobacco shops, carnivals & event vendors.
See How Much You Could Save
Free analysis · No contracts · No pressure
Get Started in 3 Easy Steps
We handle everything. You start saving from day one.
Free Rate Analysis
We review your current processing statements and show you exactly how much you're overpaying — no obligation, no pressure.
Free Terminal Setup
We deliver and pre-program your free Clover terminal. A small 3.99% service fee is passed to card-paying customers — you keep 100% of your sale.
Start Saving Immediately
Your monthly processing bill drops to $100 or less — guaranteed. Funds deposit to your account as fast as next business day.
Your Monthly Bill: $100 or Less. Guaranteed.
We put it in writing. If your monthly processing bill is more than $100, we'll make it right.
Complete Payment Solutions for Your Business
From zero-fee processing to POS systems, funding, and ATM services — we're your all-in-one business payments partner.
Cash Discount Program
Eliminate up to 100% of your credit card processing fees. Free terminal. $100/mo or less — guaranteed.
Learn More →Clover POS Systems
The most advanced POS on the market — pre-programmed to fit your business. Station, Mini, Flex & Go.
Learn More →Mobile Processing
Accept cards anywhere — carnivals, fairs, outdoor markets. Battery-powered, offline-capable hardware.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website with local support.
Learn More →ATM Services
ATM placement, management & servicing for your location. Generate surcharge revenue and keep customers on-site.
Learn More →NRS POS System
The #1 POS for c-stores & tobacco shops. Built-in loyalty, age verification, tobacco scan data reporting, and integrated payment processing — all in one system.
Learn More →High-Risk Processing
Approved where others say no. Tobacco, CBD, vape, firearms, and other high-risk categories — competitive rates, full compliance.
Learn More →Authorized Clover Partner — Pre-Programmed for Your Business
We don't just sell you a terminal and disappear. We configure every Clover system specifically for your business type, deliver it to your door, and provide ongoing local support.
NRS POS — Built for C-Stores & Tobacco Shops
National Retail Solutions is the fastest-growing POS platform for independent convenience stores and tobacco retailers. We sell, install, and support NRS systems locally across NC, SC & VA — with integrated payment processing so everything works together.
Built for the Businesses National Processors Ignore
We specialize in the verticals where payment processing is hard — and make it simple.
Convenience Stores
Cash discount + NRS POS + EBT/SNAP acceptance. The complete solution for independent c-stores.
Learn More →Tobacco & Smoke Shops
High-risk approved. NRS POS with tobacco scan data + zero-fee processing with full compliance.
Learn More →High-Risk & CBD
Approved where other processors say no. Competitive rates, full compliance.
Learn More →Real Businesses. Real Savings.
Local businesses across the Carolinas and Virginia trust Total Payment Solutions to handle their payments.
We were paying over $600 a month in processing fees. Our team set us up with the cash discount program and our bill dropped to under $100. Best decision we made.
Getting a merchant account for our tobacco shop was nearly impossible. Total Payment Solutions got us approved and the setup was painless. Highly recommend.
We run a carnival and needed mobile processing that works offline. Our rep got us Clover Flex units and we've been taking cards at every show ever since.
See How Much Your Business Could Save
Fill out the form and a member of our sales team will contact you within 1 business day with a free, personalized rate analysis.