📞 1-844-590-5044
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🛡 NC · SC · VA Merchant Services

Eliminate Up to 100% of Your Credit Card Processing Fees

Free terminal. Zero monthly processing fees. Local support across NC, SC & VA. We set everything up — you don't have to do a thing.

🛡

We guarantee your monthly bill will be $100 or less.
Serving convenience stores, tobacco shops, carnivals & event vendors.

See How Much You Could Save

Free analysis · No contracts · No pressure

We'll contact you within 1 business day. No spam, ever.

🏦Registered ISO · Wells Fargo Bank
Clover & NRS Authorized Partner
🔒PCI / EMV Compliant
📞24/7 Local Support
$100/Mo Guarantee

Get Started in 3 Easy Steps

We handle everything. You start saving from day one.

1

Free Rate Analysis

We review your current processing statements and show you exactly how much you're overpaying — no obligation, no pressure.

2

Free Terminal Setup

We deliver and pre-program your free Clover terminal. A small 3.99% service fee is passed to card-paying customers — you keep 100% of your sale.

3

Start Saving Immediately

Your monthly processing bill drops to $100 or less — guaranteed. Funds deposit to your account as fast as next business day.

Your Monthly Bill: $100 or Less. Guaranteed.

We put it in writing. If your monthly processing bill is more than $100, we'll make it right.

No hidden fees
No long-term contracts
Free terminal included
Next-day funding
Claim Your Free Terminal Today

Complete Payment Solutions for Your Business

From zero-fee processing to POS systems, funding, and ATM services — we're your all-in-one business payments partner.

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Clover POS Systems

The most advanced POS on the market — pre-programmed to fit your business. Station, Mini, Flex & Go.

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📱

Mobile Processing

Accept cards anywhere — carnivals, fairs, outdoor markets. Battery-powered, offline-capable hardware.

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🌐

E-Commerce Payments

Secure online payment gateway and shopping cart integration for your website with local support.

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ATM Services

ATM placement, management & servicing for your location. Generate surcharge revenue and keep customers on-site.

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NRS POS System

The #1 POS for c-stores & tobacco shops. Built-in loyalty, age verification, tobacco scan data reporting, and integrated payment processing — all in one system.

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Authorized Clover Partner — Pre-Programmed for Your Business

We don't just sell you a terminal and disappear. We configure every Clover system specifically for your business type, deliver it to your door, and provide ongoing local support.

🖥️ Clover Station
📟 Clover Mini
📱 Clover Flex
💳 Clover Go
Reserve Your Clover Today
Authorized NRS Reseller

NRS POS — Built for C-Stores & Tobacco Shops

National Retail Solutions is the fastest-growing POS platform for independent convenience stores and tobacco retailers. We sell, install, and support NRS systems locally across NC, SC & VA — with integrated payment processing so everything works together.

✓ Built-in Loyalty Program
✓ Age Verification
✓ Tobacco Scan Data
✓ EBT / SNAP Accepted
✓ Inventory Management
✓ Integrated Payments
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NRS POS System
Perfect for: C-Stores · Tobacco · Bodegas
Get NRS Pricing →

Built for the Businesses National Processors Ignore

We specialize in the verticals where payment processing is hard — and make it simple.

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Convenience Stores

Cash discount + NRS POS + EBT/SNAP acceptance. The complete solution for independent c-stores.

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Tobacco & Smoke Shops

High-risk approved. NRS POS with tobacco scan data + zero-fee processing with full compliance.

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Carnivals & Fairs

Mobile, offline-capable terminals built for the road and the midway.

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Concessionaires

Fast, reliable card acceptance at every stand, booth, and venue.

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🍽️

Restaurants

Full Clover POS integration with table management and cash discount.

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Retail

Clover Station POS + zero-fee processing for brick-and-mortar retail.

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High-Risk & CBD

Approved where other processors say no. Competitive rates, full compliance.

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Don't see your industry?
We serve all business types. Get a free quote today.
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Real Businesses. Real Savings.

Local businesses across the Carolinas and Virginia trust Total Payment Solutions to handle their payments.

500+
Merchants Served
$100
Or Less Monthly — Guaranteed
2014
Serving NC Since
3
States: NC · SC · VA

We were paying over $600 a month in processing fees. Our team set us up with the cash discount program and our bill dropped to under $100. Best decision we made.

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★★★★★
Mike T.
Convenience Store — Raleigh, NC

Getting a merchant account for our tobacco shop was nearly impossible. Total Payment Solutions got us approved and the setup was painless. Highly recommend.

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★★★★★
Sarah K.
Smoke Shop — Durham, NC

We run a carnival and needed mobile processing that works offline. Our rep got us Clover Flex units and we've been taking cards at every show ever since.

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★★★★★
David R.
Carnival Operator — NC/SC

See How Much Your Business Could Save

Fill out the form and a member of our sales team will contact you within 1 business day with a free, personalized rate analysis.

By submitting this form you agree to be contacted by a Total Payment Solutions representative. No spam, no automated calls.