Payment Processing That Protects Your Restaurant's Margins
Restaurant margins are already thin — 3-5% on a good day. Credit card processing fees of 2-4% destroy what's left. Our cash discount program eliminates those fees entirely. Clover POS integration included.
The Math That Changes Everything
Average restaurant doing $50,000/month in card sales
Traditional Processing
per month in processing fees
- Interchange rates: 2.3-3.1%
- Processor markup: 0.5-1.2%
- Batch fees, statement fees, monthly minimums
- You lose $16,200–$24,000 annually
TPS Cash Discount Program
guaranteed maximum cost
- 3.99% service fee on cards
- Zero processing fees to you
- Customers choose: pay fee or pay cash
- Save $16,200–$24,000 annually
What You Get With TPS
Cash Discount Program
3.99% service fee shown on receipts. Customers see the fee before payment. Cash transactions have no fee. Processing cost to you drops to $100/month or less, guaranteed. Customers accept it — it's transparent and fair.
Clover POS Integration
Modern point-of-sale system built for restaurants. Inventory management, menu customization, sales reporting, and payment processing all in one tablet. No separate credit card machine needed. Everything's integrated.
Tableside Ordering & Payment
Clover Flex terminals move with your servers. Guests order tableside, see the service fee clearly, pay on the tablet, and add tips. No table numbers to remember. No payment card readers at the host stand.
Equipment Designed for Restaurants
Choose the right terminal for your restaurant workflow
Clover Station
Best for: Host stand, cashier counter
10-inch touchscreen. Stationary POS. Guest-facing display. Complete point-of-sale for check-out, gift cards, loyalty programs, and payment processing all in one spot.
Clover Flex
Best for: Tableside service, mobile ordering
7-inch tablet with wireless connectivity. Servers take orders tableside. Guests see the menu and review the check on the device. Payment happens at the table with service fee clearly displayed. Tips handled separately.
Clover Go
Best for: Bars, outdoor service, events
Compact mobile card reader. Bartenders process payments right at the bar. Works with smartphones or tablets. Perfect for high-volume bar service and quick transactions. Flexible tip handling.
Why Restaurant Owners Choose Total Payment Solutions
Protect Your Margins
Cash discount program eliminates processing fees. Save 3-5% on every card transaction. That's tens of thousands annually that stays in your business.
Faster Service
Tableside payment with Clover Flex speeds up your dining room. No waiting for checks to return from the host stand. More table turns. Higher revenue.
Guest Transparency
Service fee shown clearly on the receipt before payment. Guests know what they're paying and why. Transparent pricing reduces objections and surprises.
Real-Time Analytics
Clover provides detailed sales reporting. See what dishes move, peak hours, average ticket size. Use data to optimize your menu and staffing.
Local Support
Our team understands restaurant operations. Local NC support means a real person who knows your industry when you call.
Mobile & Flexible
Clover Flex works anywhere in your restaurant. Outdoor seating, bar, dining room. One device handles all your payment processing needs.
What Restaurant Owners Are Saying
"We were losing thousands a month to processing fees. With the cash discount program, our processing costs dropped to almost nothing. Guests understand it, and we're saving real money. It's a game-changer for our bottom line."
"Tableside ordering with Clover Flex changed how we operate. Our servers spend less time walking back and forth to the host stand. We turn tables faster. And the cash discount program? That's pure profit back in our pocket every month."
Frequently Asked Questions
Will restaurant customers accept a service fee for card payments?
Yes, and more than you'd expect. Most diners understand the model — it's similar to how service fees appear on restaurant bills already. The fee shows clearly on the receipt. Very few customers object, and those who do can always pay cash. In fact, guests appreciate the transparency. They know exactly what they're paying and why, and many respect your honesty about covering your processing costs.
Can the cash discount program work with tableside ordering?
Absolutely. Our Clover Flex terminals handle tableside ordering, payment, and tip adjustment all in one device. The service fee is automatically calculated and shown to the guest before they sign. It becomes part of the normal transaction flow — no confusion, no surprises. Guests see the 3.99% fee, accept it, and complete their payment right at the table.
How does tip adjustment work with the cash discount program?
Tips are handled separately and are not subject to the service fee. Guests add their tip after the service fee is displayed, keeping the tip process straightforward and familiar. This is important because your staff continues to receive full tip income without any reduction. The service fee covers your processing costs; tips go to your team in full.
Can I integrate with my existing restaurant management software?
Clover integrates with most major restaurant management platforms including 7Shifts, Toast (limited), OpenTable, Yelp Waitlist, and more through the Clover App Market. If you use a platform not listed, we can discuss workarounds or alternative integration approaches. Our team will help you find a solution that works with your existing systems.
Do you work with bars and nightclubs?
Yes. We have specific experience with bar and nightclub environments including bar tab management, bartender-controlled terminals, and end-of-night settlement features. Our Clover Go terminals are perfect for high-volume bar service. We understand the unique operational challenges of bars and have solutions tailored for that environment.
Ready to Stop Losing Money to Processing Fees?
Get a free analysis of what your restaurant could save with our cash discount program. We'll review your current processing costs and show you your exact monthly savings potential.