Inside a convenience store with snacks and drinks
๐Ÿช C-Store Specialist

Zero-Fee Credit Card Processing for Convenience Stores

High transaction volume and thin margins mean processing fees hit c-stores harder than almost any other business. Our cash discount program eliminates those fees entirely โ€” free terminal, $100/mo or less, guaranteed.

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$100/Mo or Less โ€” Guaranteed in Writing.
Join 500+ merchants across NC, SC & VA who've made the switch.

Free C-Store Rate Analysis

Free ยท No contracts ยท No pressure

We'll contact you within 1 business day. No spam, ever.

๐ŸฆRegistered ISO ยท Wells Fargo Bank
โœ…Clover & NRS Authorized Partner
๐Ÿ”’PCI / EMV Compliant
๐Ÿ“ž24/7 Local Support
โญ$100/Mo Guarantee

Processing Fees Are Killing C-Store Profits

Convenience stores run on thin margins โ€” typically 1โ€“3% net profit. Credit card processing fees of 2โ€“4% per transaction can erase those margins entirely.

The Math on a $30,000/Month C-Store

At a typical 2.7% processing rate, you're paying $810/month โ€” or $9,720/year โ€” just to accept cards. With our cash discount program, that drops to $100/month or less.

Why C-Stores Get Hit Hardest

  • โœ“High transaction volume โ€” fees add up fast on hundreds of daily sales
  • โœ“Low average ticket โ€” percentage fees are disproportionately large on $5โ€“$20 purchases
  • โœ“Card usage is increasing โ€” more customers paying with cards every year
  • โœ“National processors charge c-stores premium rates โ€” they know you have few alternatives

The Solution: Cash Discount Program

A 3.99% service fee is shown on the customer's receipt for card payments. Cash customers pay the listed price. You collect the same amount on every sale โ€” processing fees go to zero.

โœ“Free Clover terminal โ€” no hardware cost
โœ“$100/mo or less โ€” guaranteed
โœ“No long-term contracts
โœ“Next-day funding
โœ“Legal in all 50 states
Get My Free Analysis โ†’

๐Ÿง ATM + Merchant Services Bundle

Unique to TPS โ€” pair your cash discount program with an in-store ATM. Customers who want to pay cash can get cash on the spot, and you earn surcharge revenue on every ATM transaction. It's the ultimate C-store revenue combo.

๐Ÿ’ฐ Earn surcharge revenue
๐Ÿ”„ Drives cash transactions
๐Ÿช One provider for both
Learn About ATM Services โ†’

What Convenience Store Owners Are Saying

We were paying over $600 a month in processing fees at our store. Total Payment Solutions set us up with the cash discount program and our bill dropped to under $100. Best decision we made for the business.

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Mike T.
Convenience Store โ€” Raleigh, NC

I was skeptical customers would complain about the service fee. After 6 months, maybe 1 out of 50 says something. The savings are real โ€” I wish I'd done this years ago.

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Raj P.
C-Store โ€” Charlotte, NC

Get Your Free C-Store Rate Analysis

Tell us about your store and we'll show you exactly how much you could save โ€” within 1 business day.

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