Sell Online Without Getting Crushed by Processing Fees
Our cash discount and service fee programs work online too. NC businesses keep more of every sale — whether customers are checking out in-store or on your website.
Works with the Platforms You Already Use
No need to switch platforms. We plug into your existing store and get you processing faster.
🛍️ Shopify
Direct gateway integration. Accept cards, digital wallets, and ACH. Works with all Shopify plans.
🔌 WooCommerce
Plugin-based setup. Full support for variable products, subscriptions, and multi-currency.
📦 BigCommerce
Certified partner integration. Lower rates than built-in BigCommerce Payments options.
🌐 Wix & Squarespace
Hosted payment page or embedded checkout. Works with any website that accepts iFrame embeds.
☎️ Virtual Terminal
Take phone orders by manually entering card details in a secure web portal. No hardware needed.
🔁 Recurring Billing
Set up subscriptions and automatic charges. Great for membership programs and service retainers.
Zero-Fee Online Processing in 3 Steps
We Analyze Your Current Setup
Send us your last 3 months of statements. We'll show you exactly what you're paying and what you'd save.
We Integrate With Your Store
Our team connects your payment gateway to your platform. Most setups take less than 48 hours.
You Start Saving Immediately
With our service fee program, processing costs shift to the cardholder at checkout — transparently and legally.
Built for Online Sellers — Not Just Brick & Mortar
Zero or Near-Zero Processing Costs
Apply our service fee program online. Cardholders see a disclosed fee at checkout — you keep 100% of the sale price.
Next-Day Funding
Funds deposited within 24 hours of settlement. No waiting 3–5 days to access your own money.
Chargeback Support
We help you fight chargebacks with documentation guidance, dispute management, and fraud prevention tools.
Unified Reporting
See all transactions — online and in-store — in one dashboard. Export to QuickBooks or your accounting system.
PCI-DSS Compliant
All transactions processed through our fully PCI-compliant gateway. Card data never touches your server.
Local NC Support
Real people answer the phone. Not a call center. When something goes wrong online, we fix it fast.
E-Commerce Payment FAQs
What e-commerce platforms do you integrate with?
We integrate with Shopify, WooCommerce, BigCommerce, Wix, Squarespace, and most major platforms. We also offer a hosted payment page and API access for custom-built stores.
Can I use the cash discount program for online sales?
Yes. Our service fee program can be applied to online transactions. A clearly disclosed service fee is added at checkout for card payments. Cash discount programs are legal in all 50 states.
What is a virtual terminal?
A virtual terminal lets you accept card payments over the phone by manually entering card details into a secure web portal — no physical terminal required. Ideal for businesses that take phone orders.
How are chargebacks handled?
Our team assists with chargeback documentation and disputes. We provide guidance on best practices to reduce chargeback risk, including receipt requirements, refund policies, and fraud tools.
Ready to Stop Paying to Accept Payments Online?
Get a free rate analysis. We'll show you exactly what you're paying and how much you could save.