South Carolina Merchant Services —
Local Support, Zero Fees
Total Payment Solutions brings NC-based expertise to South Carolina businesses, helping merchants across the Palmetto State eliminate credit card processing fees. From Charleston to Columbia to the Upstate — we've got you covered.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
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Free · No contracts · No pressure
Why South Carolina Businesses Choose Total Payment Solutions
Serving South Carolina merchants with the same local commitment we bring to NC.
Total Payment Solutions has expanded its NC-based expertise to serve businesses across South Carolina. Whether you're running a restaurant in Charleston, a retail shop in Columbia, a convenience store in Greenville, a tourism business in Myrtle Beach, or a contractor operation in Spartanburg — we understand the South Carolina market and bring real local-level service.
Unlike national payment processors with overseas call centers and generic policies, we treat every South Carolina client like a neighbor. We know that SC businesses operate under specific state regulations, serve diverse regional customer bases, and face unique seasonal fluctuations — especially in coastal tourist markets. Our experience across hundreds of merchants means we can customize solutions that actually fit your business.
Our cash discount program is particularly popular with SC merchants because it's fully compliant and completely eliminates credit card processing fees. South Carolina businesses in high-transaction environments — gas stations, convenience stores, restaurants, tobacco shops — save thousands of dollars per year. We provide the signage, the training, and the ongoing support to make it work seamlessly.
When you work with Total Payment Solutions in South Carolina, you get a dedicated rep who knows your industry and your state. You get in-person support when needed, same-day problem resolution, and a guaranteed monthly rate. No surprises, no rate hikes, no hidden fees.
Serving Since
Merchants Served
Local Support
Guarantee
Cities Across SC We Serve
From the coast to the Upstate, we serve businesses throughout the Palmetto State.
Charleston
World-class hospitality and restaurant market — tourism and fast-growing suburbs.
Learn More →Greenville
One of the Southeast's fastest-growing cities — booming downtown and Upstate economy.
Learn More →Myrtle Beach
High-volume tourism market — restaurants, retail, and seasonal businesses.
Learn More →Hilton Head
Premier resort destination — high-end hospitality and tourism businesses.
Learn More →Complete Merchant Services for South Carolina Businesses
Everything you need to accept payments and grow your business — backed by local support.
Cash Discount Program
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our compliant cash discount program.
Learn More →Credit Card Processing
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — ever.
Learn More →Clover POS Systems
Modern, powerful POS hardware pre-programmed for your business type. We deliver, install, and support every system locally.
Learn More →NRS POS System
The #1 POS for c-stores and tobacco shops. Built-in loyalty, age verification, tobacco scan data, and EBT/SNAP acceptance.
Learn More →ATM Placement
Free ATM placement at your location. Generate surcharge revenue and keep customers spending cash at your business.
Learn More →Mobile Payments
Accept cards anywhere. Battery-powered, offline-capable terminals for contractors, events, and mobile businesses.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website — with real local support behind it.
Learn More →High-Risk Processing
Approved where others say no. Competitive rates for tobacco, CBD, and other high-risk merchant categories.
Learn More →Why SC Merchants Choose Total Payment Solutions
Local expertise beats generic national processors every time.
✓ Total Payment Solutions (Local)
Approved in 24–48 Hours
Faster approvals because we understand SC markets and move quickly.
Dedicated SC Account Rep
One person who knows your business, your market, and your history.
24/7 Real Support
Call us and speak to a real person — not a bot, not an overseas agent.
$100/Mo Rate Guarantee
Written guarantee on your monthly cost. No surprise rate hikes. Ever.
No Long-Term Contracts
Month-to-month service. We earn your business every month.
✗ National Processors
5–7 Day Approval Wait
Slow, bureaucratic processes that don't account for local context.
Generic Account Management
Rotating reps who don't know your business or your market.
Overseas Call Centers
Long hold times, language barriers, no local accountability.
Hidden Fees & Rate Creep
Rates quietly increase. Fees buried in monthly statements.
Multi-Year Lock-In Contracts
Trapped for years with penalties for leaving.
Ready to Work With a Proven Merchant Services Provider in SC?
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Get a Free Analysis of Your Processing Costs
Fill out the form and we'll contact you within 1 business day with a personalized analysis tailored to your South Carolina business.