Total Payment Solutions brings NC-based expertise to South Carolina businesses, helping merchants across the Palmetto State eliminate credit card processing fees. From Charleston to Columbia to the Upstate — we've got you covered.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Free · No contracts · No pressure
Serving South Carolina merchants with the same local commitment we bring to NC.
Total Payment Solutions has expanded its NC-based expertise to serve businesses across South Carolina. Whether you're running a restaurant in Charleston, a retail shop in Columbia, a convenience store in Greenville, a tourism business in Myrtle Beach, or a contractor operation in Spartanburg — we understand the South Carolina market and bring real local-level service.
Unlike national payment processors with overseas call centers and generic policies, we treat every South Carolina client like a neighbor. We know that SC businesses operate under specific state regulations, serve diverse regional customer bases, and face unique seasonal fluctuations — especially in coastal tourist markets. Our experience across hundreds of merchants means we can customize solutions that actually fit your business.
Our cash discount program is particularly popular with SC merchants because it's fully compliant and completely eliminates credit card processing fees. South Carolina businesses in high-transaction environments — gas stations, convenience stores, restaurants, tobacco shops — save thousands of dollars per year. We provide the signage, the training, and the ongoing support to make it work seamlessly.
When you work with Total Payment Solutions in South Carolina, you get a dedicated rep who knows your industry and your state. You get in-person support when needed, same-day problem resolution, and a guaranteed monthly rate. No surprises, no rate hikes, no hidden fees.
Serving Since
Merchants Served
Local Support
Guarantee
From the coast to the Upstate, we serve businesses throughout the Palmetto State.
SC's premier coastal city — tourism, hospitality, and booming restaurant scene.
Serving NowThe state capital — diverse business community and major university presence.
Serving NowThe Upstate's fastest-growing city with a thriving retail and hospitality market.
Serving NowHigh-volume seasonal tourism — concessions, retail, restaurants, and entertainment.
Serving NowManufacturing hub with strong retail and service industry business base.
Serving NowUpscale resort community with high-ticket retail and hospitality payment needs.
Serving NowEverything you need to accept payments and run a smoother business in South Carolina.
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our fully compliant cash discount program — legal in all 50 states.
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — guaranteed in writing.
Modern, powerful POS hardware and software. Inventory management, employee reporting, customer analytics — all included.
Accept payments anywhere — ideal for SC's outdoor markets, food trucks, events, and seasonal businesses at the coast.
Standalone ATM machines for your location. Generate recurring revenue while improving customer convenience and cash flow.
Sell online with secure payment gateways. Integrates with Shopify, WooCommerce, and all major e-commerce platforms.
Local expertise beats generic national processors every time.
Approved in 24–48 Hours
Faster approvals because we understand SC markets and move quickly.
Dedicated SC Account Rep
One person who knows your business, your market, and your history.
24/7 Real Support
Call us and speak to a real person — not a bot, not an overseas agent.
$100/Mo Rate Guarantee
Written guarantee on your monthly cost. No surprise rate hikes. Ever.
No Long-Term Contracts
Month-to-month service. We earn your business every month.
5–7 Day Approval Wait
Slow, bureaucratic processes that don't account for local context.
Generic Account Management
Rotating reps who don't know your business or your market.
Overseas Call Centers
Long hold times, language barriers, no local accountability.
Hidden Fees & Rate Creep
Rates quietly increase. Fees buried in monthly statements.
Multi-Year Lock-In Contracts
Trapped for years with penalties for leaving.
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Fill out the form and we'll contact you within 1 business day with a personalized analysis tailored to your South Carolina business.
