Merchant Services Spartanburg SC —
Local Support, Zero Fees
Total Payment Solutions serves Spartanburg and the Upstate with zero-fee credit card processing, Clover POS, and ATM placement. NC/SC-based local support — real people, fast results.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Get Your Free Analysis
Free · No contracts · No pressure
Why Spartanburg Businesses Choose Local Merchant Services
Serving Spartanburg's manufacturing and retail economy since 2014.
Spartanburg is a manufacturing and distribution hub in the SC Upstate — anchored by BMW, international suppliers, and a growing downtown revitalization. From restaurants in the Morgan Square area to retail along Garner Road, convenience stores serving the industrial workforce to contractors throughout Cherokee and Union counties — Total Payment Solutions helps Spartanburg businesses cut their processing costs.
Spartanburg's business community spans manufacturing support services, retail, food & beverage, and the growing hospitality sector. Our cash discount program eliminates credit card processing fees — savings that go straight to your bottom line.
We're a real local company — not a national processor with an 800 number. When you call, a real person answers who understands Spartanburg and can be on-site when needed.
Whether you're near Morgan Square, on Garner Road, out in Duncan or Boiling Springs, or a contractor in Cherokee County — we have a payment solution that works for you.
Serving Spartanburg, SC
$0 Processing Fees Possible
Local Support
Guarantee
Spartanburg & Surrounding Upstate Areas We Serve
From downtown Spartanburg to Duncan, Boiling Springs, and beyond.
Morgan Square / Downtown
Restaurants, retail, entertainment
Garner Road / US-29
Retail, restaurants, auto services
Duncan / BMW Supplier Corridor
Industrial, food & bev, services
Hwy 9 / Boiling Springs
C-stores, gas stations, retail
Gaffney & Cherokee County
Retail, c-stores, contractors
Union & Laurens
Rural retail, c-stores, contractors
Wofford / Converse Area
Food & bev, retail, services
Inman & Landrum
Community retail, services, contractors
Complete Merchant Services for Spartanburg Businesses
Every service links directly to full details — click any service to learn more.
Cash Discount Program
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our compliant cash discount program.
Learn More →Credit Card Processing
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — ever.
Learn More →Clover POS Systems
Modern, powerful POS hardware pre-programmed for your business type. We deliver, install, and support every system locally.
Learn More →NRS POS System
The #1 POS for c-stores and tobacco shops. Built-in loyalty, age verification, tobacco scan data, and EBT/SNAP acceptance.
Learn More →ATM Placement
Free ATM placement at your location. Generate surcharge revenue and keep customers spending cash at your business.
Learn More →Mobile Payments
Accept cards anywhere. Battery-powered, offline-capable terminals for contractors, events, and mobile businesses.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website — with real local support behind it.
Learn More →High-Risk Processing
Approved where others say no. Competitive rates for tobacco, CBD, and other high-risk merchant categories.
Learn More →Ready to Cut Your Spartanburg Processing Costs to Zero?
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Get a Free Analysis of Your Spartanburg Processing Costs
Fill out the form and we'll contact you within 1 business day with a personalized analysis for your Spartanburg business.