Merchant Services Hilton Head SC —
Local Support, Zero Fees
Total Payment Solutions serves Hilton Head Island and the Beaufort County coast with zero-fee credit card processing, Clover POS, and mobile payment solutions for resort and seasonal businesses.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Get Your Free Analysis
Free · No contracts · No pressure
Why Hilton Head Businesses Choose Local Merchant Services
Serving Hilton Head's resort and hospitality economy since 2014.
Hilton Head Island is one of the Southeast's premier resort destinations — a high-end tourism market where payment processing reliability and speed are critical. From fine dining restaurants in Sea Pines to retail in Coligny Plaza, golf and resort operations to seasonal vacation businesses — Total Payment Solutions delivers the payment infrastructure Hilton Head businesses need.
High-volume, high-average-ticket businesses like those on Hilton Head benefit enormously from our cash discount program. Eliminating 2.5–3.5% on every credit card transaction adds up fast — often saving merchants $1,500–$4,000 per month.
We're a real local company, not a national processor. When you call Total Payment Solutions, a real person answers — 24/7 — with the expertise and local knowledge to keep your business running.
Whether you're in Sea Pines, Palmetto Dunes, Shelter Cove, on Pope Avenue, or in nearby Bluffton — we have a payment solution that fits your resort-market business.
Serving Hilton Head
$0 Processing Fees Possible
Local Support
Guarantee
Hilton Head & Surrounding Lowcountry Areas We Serve
From Sea Pines to Bluffton, Beaufort, and the surrounding Lowcountry.
Sea Pines / South End
Restaurants, resort retail, hospitality
Coligny Plaza
Beach retail, restaurants, services
Shelter Cove / Mid-Island
Retail, restaurants, marina
Bluffton
Fast-growing suburb, retail, contractors
Hilton Head North
Retail, restaurants, golf services
Beaufort
Historic downtown, restaurants, retail
Port Royal & Jasper County
Community retail, c-stores, services
US-278 Corridor
C-stores, gas stations, auto services
Complete Merchant Services for Hilton Head Businesses
Every service links directly to full details — click any service to learn more.
Cash Discount Program
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our compliant cash discount program.
Learn More →Credit Card Processing
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — ever.
Learn More →Clover POS Systems
Modern, powerful POS hardware pre-programmed for your business type. We deliver, install, and support every system locally.
Learn More →NRS POS System
The #1 POS for c-stores and tobacco shops. Built-in loyalty, age verification, tobacco scan data, and EBT/SNAP acceptance.
Learn More →ATM Placement
Free ATM placement at your location. Generate surcharge revenue and keep customers spending cash at your business.
Learn More →Mobile Payments
Accept cards anywhere. Battery-powered, offline-capable terminals for contractors, events, and mobile businesses.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website — with real local support behind it.
Learn More →High-Risk Processing
Approved where others say no. Competitive rates for tobacco, CBD, and other high-risk merchant categories.
Learn More →Ready to Cut Your Hilton Head Processing Costs to Zero?
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Get a Free Analysis of Your Hilton Head Processing Costs
Fill out the form and we'll contact you within 1 business day with a personalized analysis for your Hilton Head business.