Merchant Services Charleston SC —
Local Support, Zero Fees
Total Payment Solutions serves Charleston and the Lowcountry with zero-fee credit card processing, Clover POS, and ATM placement. NC/SC-based local support — real people, real results.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Get Your Free Analysis
Free · No contracts · No pressure
Why Charleston Businesses Choose Local Merchant Services
Serving Charleston's hospitality-driven economy since 2014.
Charleston is one of the most visited cities in the Southeast — a world-class hospitality and restaurant market with year-round tourism and a fast-growing suburb. From restaurants on King Street to retail in Mount Pleasant, hospitality businesses on the peninsula to contractors serving the booming suburban growth — Total Payment Solutions helps Charleston businesses cut their processing costs.
High-volume hospitality is Charleston's lifeblood. Our cash discount program eliminates credit card fees that can cost a busy restaurant $1,000–$3,000 per month. We also offer Clover POS pre-configured for table service, quick service, and retail.
We're not a national processor with an overseas call center. We're a real local company — when you call, a real person answers who knows the Charleston market and can be at your door when you need help.
Whether you're on King Street, in West Ashley, out in Summerville, or running a seasonal business on Folly Beach — we have the right solution for your Charleston business.
Serving Charleston
$0 Processing Fees Possible
Local Support
Guarantee
Charleston & Lowcountry Areas We Serve
From the historic peninsula to the suburbs and barrier islands.
King Street / Downtown Peninsula
Restaurants, boutiques, hospitality
Mount Pleasant
Retail, restaurants, growing suburb
Folly Beach / Isle of Palms
Tourism, seasonal retail, restaurants
West Ashley
Retail, c-stores, restaurants, services
Summerville
Booming suburb, retail, contractors
North Charleston
C-stores, gas stations, auto services
College of Charleston Area
Food & bev, retail, services
Goose Creek & Hanahan
Industrial, retail, c-stores
Complete Merchant Services for Charleston Businesses
Every service links directly to full details — click any service to learn more.
Cash Discount Program
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our compliant cash discount program.
Learn More →Credit Card Processing
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — ever.
Learn More →Clover POS Systems
Modern, powerful POS hardware pre-programmed for your business type. We deliver, install, and support every system locally.
Learn More →NRS POS System
The #1 POS for c-stores and tobacco shops. Built-in loyalty, age verification, tobacco scan data, and EBT/SNAP acceptance.
Learn More →ATM Placement
Free ATM placement at your location. Generate surcharge revenue and keep customers spending cash at your business.
Learn More →Mobile Payments
Accept cards anywhere. Battery-powered, offline-capable terminals for contractors, events, and mobile businesses.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website — with real local support behind it.
Learn More →High-Risk Processing
Approved where others say no. Competitive rates for tobacco, CBD, and other high-risk merchant categories.
Learn More →Ready to Cut Your Charleston Processing Costs to Zero?
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Get a Free Analysis of Your Charleston Processing Costs
Fill out the form and we'll contact you within 1 business day with a personalized analysis for your Charleston business.