Merchant Services Roanoke VA —
Local Support, Zero Fees
Total Payment Solutions serves Roanoke and the New River Valley with zero-fee credit card processing, Clover POS, and ATM placement. Real local support — not a call center.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Get Your Free Analysis
Free · No contracts · No pressure
Why Roanoke Businesses Choose Local Merchant Services
Serving Roanoke and western Virginia businesses since 2014.
Roanoke is western Virginia's largest city — a healthcare hub, arts destination, and the commercial center for a wide surrounding region. From restaurants in the historic City Market area to retail along Williamson Road, convenience stores serving the broader valley to contractors throughout Bedford and Botetourt counties — Total Payment Solutions helps Roanoke businesses eliminate processing costs.
Roanoke's business community includes healthcare, retail, food & beverage, tourism, and a growing arts and entertainment scene. Our cash discount program eliminates credit card processing fees — meaningful savings in a market where margins matter.
We're a real local company, not a national processor with an overseas call center. When you call Total Payment Solutions, a real person answers who understands western Virginia's business climate.
Whether you're at the City Market, along Williamson Road, in the Grandin Village area, out in Salem or Vinton, or a contractor serving the region — we have a payment solution that fits your business.
Serving Roanoke, VA
$0 Processing Fees Possible
Local Support
Guarantee
Roanoke & Surrounding Western Virginia Areas We Serve
From downtown Roanoke to Salem, Vinton, Blacksburg, and the New River Valley.
City Market / Downtown
Restaurants, retail, entertainment
Grandin Village
Boutiques, restaurants, coffee shops
Williamson Road
C-stores, gas stations, auto services
Salem
Suburban retail, restaurants, contractors
Vinton
Community retail, c-stores, services
Blacksburg / Virginia Tech
Food & bev, retail, services
Bedford & Botetourt County
Rural retail, contractors, c-stores
Tanglewood / Brambleton
Major retail, restaurants, services
Complete Merchant Services for Roanoke Businesses
Every service links directly to full details — click any service to learn more.
Cash Discount Program
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our compliant cash discount program.
Learn More →Credit Card Processing
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — ever.
Learn More →Clover POS Systems
Modern, powerful POS hardware pre-programmed for your business type. We deliver, install, and support every system locally.
Learn More →NRS POS System
The #1 POS for c-stores and tobacco shops. Built-in loyalty, age verification, tobacco scan data, and EBT/SNAP acceptance.
Learn More →ATM Placement
Free ATM placement at your location. Generate surcharge revenue and keep customers spending cash at your business.
Learn More →Mobile Payments
Accept cards anywhere. Battery-powered, offline-capable terminals for contractors, events, and mobile businesses.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website — with real local support behind it.
Learn More →High-Risk Processing
Approved where others say no. Competitive rates for tobacco, CBD, and other high-risk merchant categories.
Learn More →Ready to Cut Your Roanoke Processing Costs to Zero?
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Get a Free Analysis of Your Roanoke Processing Costs
Fill out the form and we'll contact you within 1 business day with a personalized analysis for your Roanoke business.