Merchant Services Virginia Beach VA —
Local Support, Zero Fees
Total Payment Solutions serves Virginia Beach and Hampton Roads with zero-fee credit card processing, Clover POS, and mobile payment solutions for seasonal and year-round businesses.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Get Your Free Analysis
Free · No contracts · No pressure
Why Virginia Beach Businesses Choose Local Merchant Services
Serving Virginia Beach and Hampton Roads businesses since 2014.
Virginia Beach is Hampton Roads' largest city — a major military hub, tourism destination, and year-round retail and restaurant market. From oceanfront restaurants on Atlantic Ave to retail at Town Center, convenience stores along Virginia Beach Blvd to contractors serving the growing suburban communities — Total Payment Solutions helps VB businesses eliminate processing costs.
Virginia Beach's diverse economy spans military support, tourism, healthcare, and retail. Our cash discount program means most Virginia Beach merchants pay zero in credit card processing fees — significant savings in a high-volume, competitive market.
We're a real local company with NC/VA roots — not a national chain. When you call Total Payment Solutions, a real person answers who understands Virginia Beach and the Hampton Roads market.
Whether you're on the oceanfront, at Town Center, along Shore Drive, or a contractor serving Chesapeake or Suffolk — we have the right solution for your Virginia Beach business.
Serving Virginia Beach
$0 Processing Fees Possible
Local Support
Guarantee
Virginia Beach & Hampton Roads Areas We Serve
From the oceanfront to Town Center, Chesapeake, and across Hampton Roads.
Oceanfront / Atlantic Ave
Restaurants, tourism retail, hospitality
Town Center
Upscale retail, restaurants, services
Virginia Beach Blvd
C-stores, gas stations, retail
Chesapeake
Suburban retail, contractors, services
Lynnhaven / Pembroke
Major retail, restaurants, services
ODU / Norfolk Area
Food & bev, retail, services
Suffolk
Growing community, retail, contractors
Hampton & Newport News
Industrial, retail, food & bev
Complete Merchant Services for Virginia Beach Businesses
Every service links directly to full details — click any service to learn more.
Cash Discount Program
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our compliant cash discount program.
Learn More →Credit Card Processing
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — ever.
Learn More →Clover POS Systems
Modern, powerful POS hardware pre-programmed for your business type. We deliver, install, and support every system locally.
Learn More →NRS POS System
The #1 POS for c-stores and tobacco shops. Built-in loyalty, age verification, tobacco scan data, and EBT/SNAP acceptance.
Learn More →ATM Placement
Free ATM placement at your location. Generate surcharge revenue and keep customers spending cash at your business.
Learn More →Mobile Payments
Accept cards anywhere. Battery-powered, offline-capable terminals for contractors, events, and mobile businesses.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website — with real local support behind it.
Learn More →High-Risk Processing
Approved where others say no. Competitive rates for tobacco, CBD, and other high-risk merchant categories.
Learn More →Ready to Cut Your Virginia Beach Processing Costs to Zero?
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Get a Free Analysis of Your Virginia Beach Processing Costs
Fill out the form and we'll contact you within 1 business day with a personalized analysis for your Virginia Beach business.