Merchant Services Norfolk VA —
Local Support, Zero Fees
Total Payment Solutions serves Norfolk and Hampton Roads with zero-fee credit card processing, Clover POS, and ATM placement. Real local support — not an overseas call center.
$100/Mo or Less — Guaranteed in Writing.
If your monthly bill exceeds $100, we'll make it right. No fine print.
Get Your Free Analysis
Free · No contracts · No pressure
Why Norfolk Businesses Choose Local Merchant Services
Serving Norfolk and the Hampton Roads region since 2014.
Norfolk is the heart of Hampton Roads — home to the world's largest naval station, a thriving downtown, and a diverse business community spanning hospitality, retail, healthcare, and more. From restaurants on Granby Street to retail in MacArthur Center, convenience stores along Military Highway to contractors serving the broader Hampton Roads — Total Payment Solutions helps Norfolk businesses cut their processing costs.
Norfolk's military-heavy economy creates a steady, year-round customer base. Our cash discount program eliminates processing fees for most Norfolk merchants, and our Clover POS systems are pre-configured for your specific business type.
When you call Total Payment Solutions, a real person answers — not a call center script reader. We understand Norfolk's market, the military community it serves, and the unique needs of Hampton Roads businesses.
Whether you're on Granby Street, near NAS Norfolk, in Ghent, along Military Highway, or a contractor in Portsmouth — we have a payment solution that fits your business.
Serving Norfolk, VA
$0 Processing Fees Possible
Local Support
Guarantee
Norfolk & Hampton Roads Areas We Serve
From downtown Norfolk to Portsmouth, Suffolk, and across Hampton Roads.
Granby Street / Downtown
Restaurants, retail, entertainment
Ghent
Boutiques, restaurants, coffee shops
Waterside / Harbor Park
Tourism, restaurants, retail
Military Highway
C-stores, gas stations, auto services
Portsmouth
Industrial, retail, restaurants
Suffolk
Growing suburb, retail, contractors
MacArthur Center Area
Retail, food & bev, services
ODU / Colley Ave
Food & bev, retail, services
Complete Merchant Services for Norfolk Businesses
Every service links directly to full details — click any service to learn more.
Cash Discount Program
Eliminate credit card processing fees entirely. Accept cards at zero cost to your business with our compliant cash discount program.
Learn More →Credit Card Processing
Competitive rates on every transaction. Quick settlements, transparent pricing, and no hidden fees — ever.
Learn More →Clover POS Systems
Modern, powerful POS hardware pre-programmed for your business type. We deliver, install, and support every system locally.
Learn More →NRS POS System
The #1 POS for c-stores and tobacco shops. Built-in loyalty, age verification, tobacco scan data, and EBT/SNAP acceptance.
Learn More →ATM Placement
Free ATM placement at your location. Generate surcharge revenue and keep customers spending cash at your business.
Learn More →Mobile Payments
Accept cards anywhere. Battery-powered, offline-capable terminals for contractors, events, and mobile businesses.
Learn More →E-Commerce Payments
Secure online payment gateway and shopping cart integration for your website — with real local support behind it.
Learn More →High-Risk Processing
Approved where others say no. Competitive rates for tobacco, CBD, and other high-risk merchant categories.
Learn More →Ready to Cut Your Norfolk Processing Costs to Zero?
Get a free analysis of your current rates and see exactly how much you could save by switching to Total Payment Solutions.
Get a Free Analysis of Your Norfolk Processing Costs
Fill out the form and we'll contact you within 1 business day with a personalized analysis for your Norfolk business.